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How to get started

Alto Platform

Open an IRA with Alto — choose between a Roth, traditional, or SEP IRA.


Fund your IRA with cash, or transfer funds from an existing retirement account.


Make your first investment using your retirement funds!

We'll take care of executing the documents and finalizing your Excelsior Capital investment!

Get started

Bring on the tax benefits.

With a self-directed IRA, you can reinvest the money you’d otherwise pay taxes on. A traditional and SEP offer tax-deferred growth, while a Roth IRA gives you tax-free gains.1



Simple, transparent pricing. Always.

We’re not into “fee menus.” You know the kind—where the list goes on and on. See what we charge all on one page, no surprises.2


Starter Plan

Pro Plan



Pay $100/year and get 2 months free!

Pay $250/year and get 2 months free!

The main difference? With our Pro Plan, you can invest in any private deal on your radar!

Questions? We're here for you.

Let us know how we can reach you, and a member of the Alto team will be in touch!