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Welcome to Alto—the tax-free way to invest in crypto!*

Alto + Not Boring

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How to get started

Alto Platform

Open a CryptoIRA with Alto — choose between a Roth, Traditional, or SEP IRA.

Cash

Fund your IRA with cash, or transfer funds from an existing retirement account.

Invest

Start trading through our integration with Coinbase and make your first investment!

Get started



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Tax-free investing in crypto

Already investing in cryptocurrency? Consider using your retirement savings to invest—tax-free.*

With Alto, you choose your IRA type—traditional, Roth, or SEP:
• Traditional or SEP? No taxes on gains until you take a distribution.*
• Roth IRA? No taxes on gains.*



Easy to open and start trading

Your Alto CryptoIRA™ connects directly to Coinbase, so there’s no LLC required to invest with your retirement savings. You can buy, sell, and trade cryptocurrency available on Coinbase.

Alto's CryptoIRA™ is designed specifically for crypto investing:
• Custody with Coinbase
• 24/7 trading
• Investment minimums as low as $10 

Open a CryptoIRA


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Simple, transparent pricing

We don’t use fee schedules, we’ll don't require an account minimum, and there are no setup charges. Just simple pricing, with everything right there for you to see.

With a CryptoIRA, you’ll pay a 1.0% annual account fee (charged monthly—with a minimum of $2/month and maximum of $25/month) and 1.5% per transaction.





Your money is secure

With all of your investments held at Coinbase, you'll receive industry-leading security.

Here's how Coinbase secures your investments:
• 98% of the funds are held offline and covered by their insurance
• 2-step verification
• Wallets (and private keys) are stored using AES-256 encryption

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Questions? We're here for you.

Let us know how we can reach you, and a member of the Alto team will be in touch!