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How to get started


Open an IRA with Alto — choose between a Roth, traditional, or SEP IRA.


Fund your IRA with cash, or transfer funds from an existing retirement account.

Make an Investment

Make your first investment through one of our partners or any private deal!

We'll take care of the rest and finalize your investment.

Get started


Explore alternative assets

With our easy-to-use platform, you can invest in alternative assets — things like startups, growth companies, cryptocurrency, real estate, and more with endless possibilities.

Make an investment through one of our 75+ partners, or invest in any private deal you have on your radar!

Bring on the tax benefits

Growing your money doesn’t need to be taxing. Choose which IRA type works best for your tax situation to increase your return on investments. With a traditional and SEP, you pay no taxes until you take a distribution, and with a Roth IRA, you pay no taxes on gains.1



Lower IRA fees, for everyone

We believe in equal pricing for everyone, whether you’re investing hundreds or thousands.

Pro Starter
$25/month $10/month
Pay $250/year and get 2 months free! Pay $100/year and get 2 months free!


The main difference? With Pro, you'll gain access to:

• Investing in your own private deals
• Ability to add a Checkbook+ to your IRA
• Re-register your assets at another custodian with Alto

Have a question before you create an account?

Fill out the form below, and your dedicated Alto representative will be in touch soon!

About Not Boring

Not Boring is the most fun way to learn about what’s going on in business and the strategy behind the decisions companies make. If Ben Thompson and Bill Simmons had a baby, it would look like Not Boring. The Not Boring community is 32,000+ strong and growing, full of smart, curious people from the worlds of tech, finance, real estate, design, and beyond.