Alto + Royalty Exchange

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How to get started:

Open an account with us and be sure to select "Alto IRA" so you can invest through Royalty Exchange.

Add funds to your Alto IRA — you can do this with a cash or by transferring funds from an existing retirement account.

Find an investment deal on Royalty Exchange’s website and contact them to invest with your Alto IRA.

Get Started

Already have an account with us? Click here to invest through Royalty Exchange.


Explore Investment Opportunities

Once your account is funded, you can make an investment in intellectual property royalties through Royalty Exchange — check them out here.

Want to explore more alternative assets? You can also invest in things like private equity, real estate, startups, and other alternatives through our 21+ partners. Or you can even invest in a private deal on your radar.

Get Tax Benefits

By using an IRA to fund your investments, you maintain the tax benefits that come with qualified retirement accounts — which results in greater effective returns for you.

With Alto, you can choose your IRA type — Traditional, Roth, or SEP:
• Traditional or SEP? Pay no taxes on gains until you take a distribution.1
• Roth IRA? Pay no taxes on gains.1


Easy and Transparent Pricing

You'll keep more of what you earn on your investments. That's because Alto has lower fees than other self-directed IRA custodians. Plus, we don’t believe in hidden charges, investment minimums, or set-up fees.


Alto's pricing plans feature low per-investment fees, an opt-in fee for outgoing wires, and a low and fixed account fee. We charge for the value we provide and the work that we do—period.

Curious about how Alto works? Check out our video below.