Get up to $75 off when you open and fund an account by 12/31!*
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How to Get Started

Select an Alto IRA or CryptoIRA.

Fund your account.

Make your first investment.

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Explore Alternative Assets

With our easy-to-use platform, you can invest in alternative assets — things like startups, growth companies, cryptocurrency, real estate, and more with endless possibilities.

Make an investment through one of our 21 partners, or invest in any private deal you have on your radar!

Tax-Advantaged Investing

By using an IRA to fund your investments, you maintain the tax benefits that come with qualified retirement accounts — resulting in greater effective returns for you. 

With Alto, you choose your IRA type — Traditional, Roth, or SEP:
• Traditional or SEP? Pay no taxes on gains until you take a distribution.1
• Roth IRA? Pay no taxes on gains.1
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Low Fees and Transparent Pricing

You'll keep more of what you earn on your investments. That's because Alto has lower fees than other self-directed IRA custodians. Plus, we don’t believe in hidden charges, investment minimums, or set-up fees.

With Alto, there are only 2 fees:
• Highest monthly account fee is $30 per month, no matter your account size
• Transaction fees ranging from $0 to $150, depending on the investment size

Curious about how Alto works? Check out our video below.

Frequently Asked Questions
What does my friend get for referring me?

Your friend receives rewards based on the number of people they refer. People who sign up using your friends link and fund their account by 12/31/20 are considered a referral. Here's how it breaks down:

  • 1 friend = $50
  • 3 friends = $200
  • 5+ friends = $500
Can I sign up for the referral program?

Once you become an Alto customer, and fund your account you are eligible to sign up for our referral program.

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*Referrals that are new Alto customers will receive their first 3 months with zero monthly account admin fees (up to $75 value)—when they open and fund an Alto account by 12/31/2020. Transaction fees would still apply.
1Capital gains accrue on a tax deferred or tax free basis dependent upon your IRA account type. Alto does not provide tax advice. Consult a tax advisor or certified financial professional with any questions.

Alto Solutions, Inc. (Alto) is an administrator of AltoIRA individual retirement plans and self-directed individual retirement accounts (SD-IRAs). Alto is not a registered or licensed broker,dealer, broker-dealer, funding portal, investment advisor or investment manager in the UnitedStates or elsewhere. Alto does not provide legal, accounting or tax advice. No communication by Alto should be construed as a recommendation of any security offering, investment or asset. The Platform is intended only for investors who fully understand and are willing to accept the risks associated with alternative investments and the management of SD-IRAs. Alto does not provide due diligence regarding prospective investments, platforms, sponsors, dealers or service providers. Investors are responsible for conducting their own due diligence regarding investments, for using their AltoIRA accounts in compliance with law and for all tax risks and obligations arising from account transactions. Information provided by AltoIRA does not constitute an offer, nor the solicitation of an offer to buy or subscribe to, any securities to any person in any jurisdiction. Whenever making an investment decision, investors should consult with their tax attorney or financial professional. Alto and The Alternative IRA are registered trademarks of Alto Solutions, Inc.

® 2020 Alto Solutions, Inc. All rights reserved.