Sign up today to get $50 back*

How to get started


Open an IRA with Alto — choose between a Roth, traditional, or SEP IRA.


Fund your IRA with cash, or transfer funds from an existing retirement account.


Make your first investment through one of our partners or any private deal!

We'll take care executing the documents and finalizing your investment!


Explore alternative assets.

With our easy-to-use platform, you can invest in alternative assets — things like startups, growth companies, cryptocurrency, real estate, and more with endless possibilities.

Make an investment through one of our 25+ partners, or invest in any private deal you have on your radar!

Bring on the tax benefits.

Reinvest instead of taking a withdrawal or creating a taxable event. Alto IRA's are available as either: a Traditional IRA, where taxes are deferred until you take a distribution, or a Roth IRA, where qualified distributions are tax-free.1



Simple, transparent pricing. Always.

We’re not into “fee menus.” You know the kind—where the list goes on and on. See what we charge all on one page, no surprises.

Pro Plan

Starter Plan



Pay $250/year and get 2 months free!

Pay $100/year and get 2 months free!

Plus, you can manage the distributions you receive from investments, and transfer additional funds from an existing retirement account or bank account—all at no additional cost.

Curious about how Alto works? Check out our video below.

Frequently Asked Questions

What does my friend get for referring me?

Your friend receives $50 per person they refer!

Can I sign up for the referral program?

Once you become an Alto customer, and fund your account you are eligible to sign up for our referral program.