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Sign up today to get $50 back*

How to get started


Open an account—choose between an Alto CryptoIRA™ or standard Alto IRA.


Fund your IRA with cash, or transfer funds from an existing retirement account.


Make your first investment through one of our partners or any private deal!

We'll take care executing the documents and finalizing your investment!


Explore alternative assets.

With a self-directed IRA from Alto®, you can invest your retirement dollars in alternative assets.

Simply create an account today for access to over 60 of the world’s most recognized investment partners, including Republic, Coinbase, and Masterworks.

Bring on the tax benefits.

Reinvest instead of taking a withdrawal or creating a taxable event. Alto IRA's are available as either: a traditional IRA, where taxes are deferred until you take a distribution, or a roth IRA, where qualified distributions are tax-free.1



Simple, transparent pricing. Always.

We’re not into “fee menus.” You know the kind—where the list goes on and on. See what we charge all on one page, no surprises.

Pro Plan

Starter Plan




$2 to $25/month

Curious about how Alto works? Check out our video below.

Frequently Asked Questions

What does my friend get for referring me?

Your friend receives $50 per person they refer!

Can I sign up for the referral program?

Once you become an Alto customer, and fund your account you are eligible to sign up for our referral program.