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Alto + Vicinity Capital

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How to get started

Create Account

Open an IRA with Alto — choose between a Roth, traditional, or SEP IRA.

Fund Account

Fund your IRA with cash, or transfer funds from an existing retirement account.


Then e-sign your investment documents to confirm your Vicinity Capital investment!

We'll take care of executing the documents and finalizing your investment!

Get started

Bring on the tax benefits.

With a self-directed IRA, you can reinvest the money you’d otherwise pay taxes on. A traditional and SEP offer tax-deferred growth, while a Roth IRA gives you tax-free gains.1



Simple, transparent pricing. Always.

We’re not into “fee menus.” You know the kind—where the list goes on and on. See what we charge all on one page, no surprises.*


Starter Plan


Pay $100/year and get 2 months free!

$50 per investment fee

Plus, you can manage the distributions you receive from investments, and transfer additional funds from an existing retirement account or bank account—all at no additional cost.

Questions? We're here for you.

Let us know how we can reach you, and a member of the Alto team will be in touch!

About Vicinity Capital

Vicinity is a trusted community investment platform that connects local investors to local businesses. We screen each opportunity in-person and open access for anyone to invest in a transparent, local asset class. Vicinity is where financial capital meets social capital.